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Tips may for those starting the journey of divorce

At times, irreconcilable differences spell the end of a marriage. Knowing where to begin when embarking on the journey of divorce can be overwhelming. A few tips may help those facing these issues in New Jersey to approach the proceedings with confidence.

First, it can be beneficial for each party to obtain a copy of his or her credit report. Some credit card statements are only available online, and some printed statements may be sent to a separate address. A credit report can help identify credit card debt and many other financial obligations. In some cases, it is discovered that thousands of dollars of hitherto unknown debt exists.

It can also be helpful to review insurance policies and any retirement plans to see which changes must be made to safeguard minor children. Having a large sum of money go to the children instead of a spouse following divorce is particularly complicated if the children are minors. It can even be complicated for a child who is legally an adult but perhaps not mature enough to handle substantial amounts of money.

If two people who are getting divorced in New Jersey are willing to try to find common ground, then mediation or a collaborative divorce may be a helpful alternative to litigation for them. In doing so, they can work on a divorce settlement that satisfies both parties without further court intrusion. However, if they are unable to see eye to eye and resolve their disagreements on their own, a judge will ultimately make the final decisions for them.

Source: huffingtonpost.com, "January: The Month for Divorce", Kyung (Kathryn) Dickerson, Jan. 13, 2017

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