January 10, 2022
Need Help Filing a Workers’ Compensation Claim?
On the job injuries and illnesses occur more often than you would think. According to the CDC, 2.4 million workers sustained work-related injuries in 2019. If you or a loved one is suffering the loss of income due to a work-related injury or illness, you are entitled to workers’ compensation benefits. This blog article will educate you on NJ workers’ compensation laws and walk you through the process of filing a claim.
What is workers’ compensation?
In New Jersey, all employees are required by law to be covered under workers’ compensation insurance. The "no-fault" insurance program provides medical treatment, loss of income, and permanent disability assistance. All employees are entitled to benefits regardless of "fault." If injuries incurred were fetal, NJ workers’ compensation also provides death benefits to dependents.
How do I file a workers’ comp claim?
- Report your Injury: You should report your injury to your supervisor as soon as you can and follow any protocols required by your company when reporting an injury.
- Seek Medical Attention: Under NJ law, your employer and their insurance carrier are required to treat work-related injuries/illnesses. Regardless of your injury, you should ALWAYS seek medical attention.
- Fill Out Necessary Paperwork: A First Report of Injury will be filed with the State of New Jersey. Depending on the injury, you may need to provide additional information and fill out paperwork for your employer.
- Check Status of Your Claim: The insurance carrier will contact the injured worker, the employer, and the medical provider to assess the claim. Contact your employer for an update on the status of your claim.
- Insurer Approves or Denies Claim: The insurance carrier will be notified and determine if compensation is applicable under the NJ Workers’ Compensation law.
As accidents and personal injury lawyers, we know how frustrating the claims process can be. Seeking legal advice is always a good idea when dealing with workers’ compensation claims. Our attorneys will guide you through the process of applying for benefits and appealing a denied claim. Our legal team will ensure you receive all the benefits to which you are entitled, even if you have been approved for workers’ compensation benefits. Give us a call at 973-895-4400 to schedule a free consultation!