Heymann & Fletcher
August 08, 2023

What You Need to Know About Workers’ Compensation

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If you've ever been hurt on the job, you know how complex and frustrating it can be to handle your insurance claims. While you're hurting, the last thing you need is to be worried about the loss of wages and insurance bills. But, navigating through the complexities of workers' compensation can be a daunting task. That's where a skilled Workers' Compensation Lawyer steps in to guide you. Read on to understand more about workers' compensation and how a legal team can ensure you get the most from your claims.

Understanding Workers' Compensation

Hurt on the job? Understanding the basics of a workers' compensation claim can save you time and money. Workers' compensation is an employer insurance program that provides benefits to employees who sustain injuries or become disabled because of their job. It's managed by the U.S. Department of Labor's Office of Workers' Compensation Programs (OWCP), which oversees four significant disability compensation programs. 

How Does Workers' Compensation Work?

Employees who suffer injuries on the job may be eligible for monetary and medical benefits. Depending on the injury's nature and severity, these can include medical treatment, temporary total benefits, permanent partial awards, or permanent total awards. Workers' comp laws also provide death benefits for the deceased worker's dependents in the unfortunate event of work-related death. Each case is unique, and the type and amount of benefits can vary widely based on specific circumstances.

The Role of a Workers' Comp Lawyer

The administration of workers' comp varies from state to state. The Division of Workers' Compensation handles workers' compensation claims in New Jersey. A proficient Workers' Compensation Lawyer by your side can make all the difference in navigating these processes and ensuring you receive the benefits you're entitled to. But just how does a legal team benefit you? Below are our top 4 reasons to hire a workers' compensation lawyer to support your claim.

  1. Workers' comp laws are confusing. Your legal team can ensure you understand your policy, requirements, legal status, and what you're entitled to under your claim. We support you by understanding your claim status through the filing and payout process to ensure you get what you deserve. 
  2. Employers can deny claims. Losing an employee and having to pay out claims can be frustrating for employers. This can lead to claim denial. Working with a lawyer can support your claim and communicate you're clear about getting the financial support you need and are entitled to.
  3. Your employer does not have workers' comp insurance. Regardless of what they claim, you may still be entitled to support and payment if injured on the job. Retaining legal representation can help you determine what you are entitled to under the law and force your employer to become compliant. 
  4. You have a pre-existing condition. This can complicate the process as an employer might claim the reality of a pre-existing condition as the cause of the injury. Legal council will understand the laws and how to ensure your claim is processed correctly and without prejudice. 

At Heymann & Fletcher, our attorneys have extensive experience handling workers' compensation cases. We commit to advocating for your rights by understanding the intricacies of the New Jersey workers' compensation system. Contact us if you're dealing with a workers' compensation claim and need professional advice.